First Federal Bank Blog

For many people, winter is all about the holidays: Hanukkah, Christmas, New Year’s Eve, Kwanzaa, and others. Nothing gets you in the mood for celebrating and enjoying the season faster than fun decorations, so here are a few ideas you can use to turn a small space into a winter wonderland:

The popularity of the home business model has seen a significant spike in recent years. More and more individuals have found success earning a living from the comfort of their own home. There can be many perks to being a home business owner, but one benefit not many owners take advantage of is the ability to claim a home office tax deduction. If...

The real estate market is an ever-evolving entity, subject to buyers’ wants, sellers’ needs, and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That is why you need some insider information. When you are shopping for a new home or getting ready to put your home on the market, remember the...

Looking to build a new home? Want to save time and money by only paying one set of closing costs? Consider a construction-to-permanent loan by combining the financing associated with your construction, renovation, or permanent mortgage – one loan, one closing, and one set of fees.

Many insurance policyholders like to sign up for coverage, set their monthly premiums to automatic payment, then put it out of their mind. But it’s important to examine your policy from time to time to ensure that you’re getting the lowest rates. Another way to save money on your insurance is to take advantage of something called “insurance...

As a homeowner, you know better than anyone home improvement is an ongoing process. Between big projects like new roofs and remodels, you can take steps to rejuvenate your living space with projects that don’t take too much time or effort to complete.

My husband Troy and I finished building our new home about a year ago. Anyone who has ever built a house knows what an exciting and stressful time it can be! There are so many decisions to be made, from flooring to cabinets, to wall colors and decorating. The process can be overwhelming. If you’re struggling to feel at home inside your own house,...

Whether you desire to increase your home’s value, or need extra living space, an addition can be a worthwhile modification to your house. There are many ways you can expand your house’s size, so make sure you pick the solution that’s best for your needs while adding the most value. Here are the most common home additions that may benefit you:

If there’s no longer room to park, the junk is piling up, or you spend far too much time searching for the items you need, it may be time to organize your garage. If that seems like an intimidating prospect, these tips will help you get started and put your efforts on the path to success.

Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining how big of a down payment you need and saving money for that down payment. Here are some pointers to get you started: