3 Important Factors That Affect Your Real Estate Transaction

September 25, 2023 by First Federal Bank

The real estate market is quite different from other markets and can be confusing for even the most experienced buyers and sellers. You will need the help of a real estate agent whether you are an experienced buyer or doing it for the first time. Even with the help of an agent, you can educate yourself on some of the basic elements of a real...

Topics: Homeowners, Mortgages / Home Equity

Give the Ultimate Holiday Gift: Pay Off a Family Member's Mortgage

September 25, 2023 by First Federal Bank

Christmas is just around the corner, and if you're in a position to do it, paying off a family member's mortgage is one of the biggest gifts you could give this holiday season. A mortgage can be a heavy burden on a young homeowner, which is why paying it off is the ultimate act of charity. But when it comes to paying for someone else's mortgage,...

Topics: Homeowners, Mortgages / Home Equity

Dealing with Mice: Peppermint Oil, Dryer Sheets and Other Tricks

September 15, 2023 by First Federal Bank

There are things that everyone shares: the need for food, the search for love, and the intrusion of mice into our homes. But don't despair! There are several ways to deter and remove mice. Read on to learn about a few of the more well known, if a little out-there, methods.

Topics: Homeowners

What to Consider Before Listing a Vacation Rental Property

September 15, 2023 by First Federal Bank

If you own a vacation home or split time between multiple properties, you may be able to earn income by renting to others. But before you decide to pull the trigger on turning your vacation home into a rental property, you’ll want to ask yourself a few questions and be aware of some of the potential challenges. Don’t neglect Uncle Sam One of the...

Topics: Homeowners

Selling Your Half of a Jointly-owned Home? Here's What You Need to Know

September 12, 2023 by First Federal Bank

There are many factors to consider when it comes to selling your home, and if you own your home with someone else the details involved can be even more confusing. If you're wading into your co-ownership options and are curious about your next steps, here's a short list of some things to think about.Buyout: Selling Your HalfIf you own your home...

Topics: Homeowners, Mortgages / Home Equity

Financial Mistakes to Avoid When Closing on a House

September 08, 2023 by First Federal Bank

The seller has accepted your offer and you’re ready to start closing on a new house — but that doesn’t mean you’ve reached the finish line yet. As you take all the necessary steps to finalize the purchase of your home, be sure to avoid these financial mistakes that could delay or even derail the closing process:Taking actions that affect your...

Topics: Homeowners, Mortgages / Home Equity

What is a Home Equity Loan?

August 18, 2023 by First Federal Bank

When you need to quickly acquire cash to fund a major purchase, you have an array of means available to you. And if you have a house, one of those options is a home equity loanWhat is a home equity loan? A home equity loan is also called an equity loan, home equity installment loan, or second mortgage. This type of loan lets you use the share of...

Topics: Homeowners

Prepare for Success with This Moving Checklist

July 14, 2023 by First Federal Bank

Moving to a new place can be incredibly stressful. One way to make things a bit easier is making a comprehensive checklist that covers many aspects of your upcoming move. Donate or sell unneeded items Rather than paying movers to haul a ton of things you don’t use or need anymore, go through all of your possessions and donate what you can. You may...

Topics: Homeowners, Mortgages / Home Equity

Tips for Keeping a Clean Bathroom

June 26, 2023 by First Federal Bank

For most people, cleaning the bathroom is the least desirable household chore to complete. But if you maintain the upkeep of this room and understand the best ways to do so, you’ll be glad you took the time to do it.

Topics: Lifestyle, Homeowners

Fire Pit Safety Tips for the Summer

June 19, 2023 by First Federal Bank

Summer means days of fun in the sun and nights of stargazing around a fire pit with friends and loved ones. If you’re ready to roast marshmallows around an open flame when the sun goes down, be sure to review the following safety tips:

Topics: Lifestyle, Homeowners

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