First Federal Bank Blog

There are a lot of things to consider when you open a small business. One of the essential tools you’ll need is a way to accept payment. If you’re not ready to purchase or lease a whole register system, consider mobile credit card payment processing from one of these vendors.SquareProbably one of the most well-known names in mobile credit card...

Amid rising tuition costs and sky-high textbook prices, most college students don’t have much money to spare. However, you can pad out your income with a few side gigs and a little ingenuity. Here are a few strategies to earn extra money in college.Surveys and online workCompanies want to know what you’re thinking — and they’ll pay to find out....

Warren Buffett, the billionaire businessman and philanthropist, once said: “If you don't find a way to make money while you sleep, you will work until you die.” Though it may sound like a somewhat grim indictment against the retirement prospects of the working person, it’s at its core a recommendation to look into the winning strategy that is...

Whether retirement is far off in the future or right around the corner, you need to start planning for it now. Starting with your 401(k), the following tips will help you navigate the complexities of saving money when you’re officially off the clock.401(k) 101Although there are a myriad of ways and accounts available to help you plan for...

Managing a rental property can be a smart investment. As a landlord, you are the owner of property that generates a monthly income that is set by you. However, as a landlord, you are responsible for everything that breaks, and you have to trust that your tenants will pay their rent without wreaking havoc on your property. It takes a lot of...

Taking out a loan to improve your home might make you think of gutting your kitchen, updating your bathroom or even adding on an addition or finishing out the basement for more living space. These projects will certainly improve your home as well as add to its resale value, but be sure to consider how each project can get a little greener. Whether...

Experts usually present life insurance as something that you should have to be financially sound. If you work for a company full time, it is possibly part of your compensation package. Is it something you really need, though? Consider the common reasons why you might not invest in life insurance, as well as why you really should.It’s too expensive...

You have a hunger to know more about yourself and your family’s history or determine if you’re at greater risk for a life-altering affliction like Alzheimer’s disease or cancer. To achieve this, you’re considering taking one of those at-home DNA tests you’ve heard about like 23andMe or Color. Before you sign up to have a kit sent to your home,...

Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact future home-buying opportunities, while rushing into a situation you’re unprepared for can limit your options down the road.

The world of finance is always changing, which means advice you received years ago might not be a good idea anymore. To make sure you’re caught up on all the latest trends and strategies in personal finance, consider one of these books recommended by the experts.“Broke Millennial” by Erin LowryAs the title suggests, “Broke Millennial” by Erin...