Don’t Let Student Loans Hold You Back from Homeownership

May 23, 2025 by First Federal Bank

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Topics: Mortgages / Home Equity

Housing Market Forecasts for the Second Half of the Year

May 16, 2025 by First Federal Bank

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts.

Topics: Mortgages / Home Equity

The 20% Down Payment Myth, Debunked

May 09, 2025 by First Federal Bank

Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock.

Topics: Mortgages / Home Equity

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

May 02, 2025 by First Federal Bank

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.

Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not...

Topics: Mortgages / Home Equity

What You Can Do When Mortgage Rates Are a Moving Target

April 25, 2025 by First Federal Bank

Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home.

Topics: Mortgages / Home Equity

4 Ways To Make an Offer That Stands Out This Spring

April 18, 2025 by First Federal Bank

Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up.

Topics: Mortgages / Home Equity

Why Pre-Approval Is More Important Than Ever This Spring

April 07, 2025 by First Federal Bank

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage.

Topics: Mortgages / Home Equity

The Best Week To List Your House Is Almost Here – Are You Ready?

April 04, 2025 by First Federal Bank

If selling your house is on your to-do list this year, the time to start prepping is now. Experts say the best week to list your house is coming up fast.

Topics: Mortgages / Home Equity

4 Things To Expect from the Spring Housing Market

March 28, 2025 by First Federal Bank

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.

Topics: Mortgages / Home Equity

Rising Inventory Means This Spring Could Be Your Moment

March 21, 2025 by First Federal Bank

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down.

Topics: Mortgages / Home Equity

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