Homeowner’s insurance is a necessary but costly expense to safeguard the money you’ve invested in your house. Yet you may be paying more for home insurance than you need to. There are ways that you may be able to reduce your rates and keep more of your money for improving your house instead of insuring it:Ask about discountsHere is an easy...
Whether you’re planning for yourself or a loved one, heading to college involves major decision-making. What will you study? Should you stay close to home or spread your wings? Is a traditional college experience right for you? Or is an online program the way to go? Probably the most stressful concern is how to pay for higher education. That’s...
Topics: Financial Education
Introducing your child to the world of finance should start at a young age and adapt in complexity as they grow. When the lesson of the day (or year) is all about saving and investing, consider using a certificate of deposit (CD) as a teaching tool. A CD will illustrate to your eager student how saving a portion of their allowance or earnings can...
Topics: Personal Banking, Financial Education, Family
With easy-to-access data, convenient automatic transfers, and a variety of ways to organize your money, online banking can revolutionize the way you budget. Here’s a look at a few easy tips to help you budget better with the power of technology:Set up sub-accountsEven if you’re putting money away in a savings account, it can be difficult to...
Topics: Personal Banking, Financial Education
Digital banking is generally a secure operation, but — like anything you do on the internet — you can become a target for identity thieves if your browsing isn’t protected. Want to minimize your chance of becoming a victim of ID fraud? Here are some ways to keep your personal information secure when shopping or banking online:Create strong,...
Topics: Financial Education
Saving money over the holidays is a common goal for many people, as it can be a financially challenging time of year. Here are some effective ways to save during the holiday season:
Topics: Personal Banking, Financial Education
If you’re shopping for your next ride, you’re probably considering how to budget for monthly payments on your auto loan. While auto loans traditionally last 60 months, you may have the option to choose a shorter or longer term. Both options come with implications for your monthly payment and the amount of interest you’ll pay, so...
Topics: Financial Education
If you’re interested in investing, you’ve probably heard penny stocks mentioned somewhere along the line. With lower purchase prices and the potential for huge growth, you may be tempted to jump right in and spread your money around. But before you make your moves, it’s wise to understand what these stocks are, how they work, and the potential...
Topics: Financial Education
Coupons are a cost-effective way to get more for your dollar. Even coupons that offer only small savings can add up quickly, allowing to you to spend less on your purchases. If you’re hoping to save on your next shopping trip, consider these couponing tips to help you get more out of your budget:Source optionsThe classic source for coupons...
Topics: Financial Education, Lifestyle
You’ve almost certainly heard about cryptocurrency, even if you’re not entirely sure what it does, how it works, or if it’s worth looking into. The fact is crypto may very well have already passed its peak, but it could prove an interesting way to invest if you don’t mind the risks.What is cryptocurrency?Cryptocurrency is a sort of digital asset...
Topics: Financial Education