First Federal Bank Blog

Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth.

According to a study done by the Federal Reserve, the number of checks written by consumers, businesses, and government entities dropped by 7.2% a year from 2018 to 2021, to a total of 11.2B.

Navigating the mortgage process can feel overwhelming, but having the right documents ready can make all the difference—here’s all the documents you need to get started.

Looking to buy a home but feeling like almost everything is out of reach? Here’s the thing. There’s still a way to become a homeowner, even when affordability seems like a huge roadblock – and it might be with a fixer upper. Let’s dive into why buying a fixer upper could be your ticket to homeownership and how you can make it work.

This year’s GivingTuesday event will take place on December 3, 2024. Millions of people will use their power of, “radical generosity” to change the world. Giving in the United States totaled $3.1 billion in 2023. 34 million adults in the U.S. participated. Here is some information on this popular movement:

Even though there are more homes available for sale than there were at this time last year, there are still more buyers than there are houses to choose from. If you’ve got moving on your mind, your house can really stand out.

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. You may have received offers for these types of cards if you are carrying debt currently. But do you have the information you need to make the best financial decision? AOL lists these balance transfer mistakes to avoid:

Q: How can financial institutions achieve an ROA exceeding 3% from small business loans?

Those of us who live in the south know gardening and lawn care look a little different in the fall than in other parts of the country. Unlike many people, we are not preparing for harsh winter weather. Our growing season is longer, just as our foliage is different. There are a few key things you can do this time of year to keep your garden and lawn

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices.