Few decisions are as significant as buying a home. It’s a milestone that many aspire to achieve, but the path to homeownership can be paved with financial challenges, particularly for those still grappling with student loans. Here are the factors you should consider when deciding to buy a home while managing student debt:Pros of buying a home...
Carrying a card for everyday purchases can make life much more convenient, but the question you have to ask before opening your wallet is which card you should use. Credit cards and debit cards will both allow you to pay for the things you need, but each offers unique functions that separate one from the other. What is a debit card? ...
Topics: Financial Education
The dawn of 2024 represents an opportunity to take on fresh challenges, confront old fears, and try new approaches. Whether you’re looking to do more, do less, or just do things differently, these five motivational books will give you the new year’s nudge you need to get started: “A Year of Living Kindly: Choices That Will Change Your...
Topics: Lifestyle
If you’ve got a growing enterprise, you may want to give your staff members the power to make purchases. Whether they’re wining and dining clients or buying paint brushes and flooring to fix up an investment property, a business credit card can give your employees a convenient way to make transactions on behalf of your company. However, there are...
Topics: Business Banking, Small Business
If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with a First Federal Bank Loan Officer to bring your homeownership vision for the new year into focus.
Topics: Mortgages / Home Equity
Insurance should be a helping hand when you are facing a loss or crisis. Unfortunately, not all insurance policies, insurance companies, or insurance representatives are created equally. Many can be outright illegitimate or illegal. Nefarious providers and false claims can spike your premiums, so it’s important to be aware of insurance fraud. Here...
Topics: Financial Education
In this world, where concerns over racism, sexism, ageism, etc. are prominent, it is not considered politically correct to discuss the vulnerability of the elderly. However, instead of feeling ashamed of our vulnerabilities, we should focus on protecting them by understanding what they are. Older people are often targeted by scams for several...
Topics: Financial Education
A gratitude journal helps focus your thoughts, process your emotions, and clear your mind. It can be an essential tool in your health and wellness. If you’re ready to reap the benefits of appreciation, review these tips on how to start and maintain a gratitude journal:What is a gratitude journal?The power of positive thinking can change your...
Topics: Lifestyle
Are you thinking about selling your home? If so, you might want to put these improvements on your to-do list before you list it. Certain upgrades and projects can help your home shine in a sea of listings and attract numerous buyers to check out your abode. The more interest you can generate, the better the selling process will be! ...
Topics: Homeowners, Mortgages / Home Equity
When you and your family are the victims of a natural disaster, one of the last things on your mind is taxes. But depending on your situation, you may be able to get relief in the form of a filing extension or early access to your return:How do you know if you qualify for relief?According to the IRS, an affected taxpayer can be an individual,...
Topics: Financial Education