How Hard Should You Fight to Keep Employees?

November 27, 2020 by First Federal Bank

Your business needs high-performing staff to help it grow and thrive. When your best employees give their notice, how far should you go to try to make them stay?

Topics: Small Business

Common Auto Financing Terms

November 25, 2020 by Renee Williams

Whether you’re shopping for your first car or a newer model, the first thing you should do before visiting the dealership is establish your financing options. Enlighten yourself with these basic auto financing terms so you know exactly what you’re agreeing to when signing the paperwork to fund your new vehicle:

Topics: Personal Banking, Financial Education

What Is Collateral and Why Is It Important

November 23, 2020 by First Federal Bank

The fundamental difference between a secured and unsecured loan is the collateral requirement. But what is collateral? Why is it important? And what is a lien? Here’s everything you need to know:

Topics: Business Banking, Personal Banking, Mortgages / Home Equity

The Do's and Don'ts of Home Office Deductions

November 20, 2020 by First Federal Bank

The popularity of the home business model has seen a significant spike in recent years. More and more individuals have found success earning a living from the comfort of their own home. There can be many perks to being a home business owner, but one benefit not many owners take advantage of is the ability to claim a home office tax deduction. If...

Topics: Business Banking, Small Business, Financial Education, Homeowners

Real Estate Trends You Need to Know

November 18, 2020 by First Federal Bank

The real estate market is an ever-evolving entity, subject to buyers’ wants, sellers’ needs, and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That is why you need some insider information. When you are shopping for a new home or getting ready to put your home on the market, remember the...

Topics: Homeowners, Mortgages / Home Equity

How to Volunteer Virtually

November 16, 2020 by First Federal Bank

For those who are willing and able to give back, volunteering for various causes can be a rewarding and even life-changing experience. And the good news is, it’s just as easy and effective to give back from the comfort of your own home. Virtual volunteering can be a great way to aid those in need while still maintaining necessary social distancing.

Topics: Lifestyle

When To Contact Credit Card Customer Service

November 13, 2020 by First Federal Bank

Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, sometimes it is best to speak to a live customer service representative over the phone to get something done. The following are situations when making that call makes the...

Topics: Financial Education

Should You Allow Flex Time?

November 11, 2020 by First Federal Bank

An increasing number of companies have begun offering flexible work schedules to their employees. If you’re considering allowing flex time at your business, it’s important to keep these advantages and disadvantages in mind:

Topics: Small Business

How to Stay Motivated When You Don't Want to Work Out

November 09, 2020 by First Federal Bank

Staying motivated to work out can be difficult, especially during short winter days. If you’re struggling to stick to your fitness plan, be sure to follow these tips and tricks for making exercise a part of your daily routine:

Topics: Lifestyle

Financial Fraud: How to Spot the Warning Signs

November 06, 2020 by First Federal Bank

In today’s fast-paced, online-centric world, scammers have more tools than ever to separate you from your hard-earned money. These efforts often ramp up during the holidays season. It is important to know these major warning signs for financial fraud:

Topics: Personal Banking, Financial Education

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. NMLS # 408902.

Leave us a comment and join the conversation.