Is a HELOC Right for You?
A Home Equity Line of Credit (HELOC) is a popular way to turn home ownership into cash when you need it. You can turn the equity in your home into a...
Getting Off to a Healthy Start this School Year
Believe it or not, it’s time for kids to head back to school. The To Do List can be long: get back into a routine, plan schedules, purchase supplies....
Are Home Prices Going To Come Down?
Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are...
Required Documents
To ensure a timely and successful loan processing, at minimum you’ll need to provide the following documentation when you apply for your loan:...
Is an SBA 7(a) Loan Right for Your Small Business?
There are several types of Small Business Administration (SBA) loans. First Federal primarily uses the 504 and 7(a) programs. The SBA 7(a) loan is...
Condo Look-up
If a buyer is interested in securing condominium financing, it’s important to know that condos have their own process of being approved for...
Living Room or Family Room – What is the Difference?
Many of the rooms of your home are very clearly defined: bathroom, bedroom, kitchen. Some spaces are not always as easy to identify. Yahoo asked...
How To Determine if You’re Ready To Buy a Home
If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage...
The Loan Approval Process
Embarking on the journey to homeownership is an exciting yet intricate process. Whether you're a first-time buyer or looking to upgrade,...
How to Prepare for your 2025 Social Security Payments Today
If you are in your retirement years and rely on Social Security payments, waiting to learn what the cost of living adjustment (COLA) will be each...
How to Choose and Plant a Raised Garden Bed
Raised garden beds are a convenient (and very customizable) way to start a garden. They require less maintenance than traditional gardens and don’t...
Homeowners Gained $28K in Equity over the Past Year
If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you're building equity...