Filing for bankruptcy is a last-resort legal tool for individuals who are overwhelmed with bills and drowning in debt they can’t pay. If you’re considering bankruptcy, here’s a closer look at how it will affect the loan balances you owe:
How Does Bankruptcy Affect Your Loan Debt?
Topics: Financial Education
Ways to Keep Your Financial Records Well-Organized
Whether you use a paper or digital system for your finances, keeping your records organized is important to help you stay on top of your budget, savings, spending, and bottom line. Here are a few ways to help you get a handle on your paperwork and electronic files so you can monitor your money and portfolio, establish goals, and set yourself up...
Topics: Financial Education
7 Questions to Ask a Landlord Before Signing a Rental Agreement
Knowing the right questions to ask while touring an apartment can help you make better decisions about where to live. Before you sign on the dotted line, make sure to ask the landlord these seven important questions.
Topics: Financial Education
5 Worst Mistakes You Can Make Banking Online
Online banking can take the hassle out of managing your money — but common mistakes can jeopardize your savings and endanger your accounts. Here are some tips to help you stay safe when managing your money through the web:
Topics: Personal Banking, Financial Education
Ways to Impress Your First Federal Bank Mortgage Lender
If you’re in the market for a mortgage, impressing your lender will help you get a better interest rate and save money in the long run. Since just a few percentage points can translate to thousands in savings throughout the life of your loan, consider these strategies to help you put your best foot forward when applying for a mortgage:
How to Fund Your Teen's First Car
Your teen has probably been dreaming about driving as long as you’ve been dreading it. However, the time has come, and your teen has earned their license. Now they want to secure their own wheels so they can fully embrace the freedom of the open road. Here are a few tips on how you can fund your teen’s first car:
Topics: Financial Education, Family
When To Use Your Business Credit Card
You’re holding the bill as you reach for the business credit card in your wallet. Do you charge the expense to your company’s line of credit or use your personal card? This can be a tricky judgment to make — especially if you’re an entrepreneur or business owner. To help you decide, here is some advice on when you should and shouldn’t use your...
Topics: Small Business, Financial Education
How Those Over 50 Can Play "Retirement Catch-Up"
If retirement is looming, but you have not built the nest egg you want or need for worry-free golden years, there is no need to fret. There are strategies and tactics you can employ to catch up on your retirement savings goals when you are over the age of 50. Here is a closer look at a few methods that can help make a difference for your bottom...
Topics: Retirement, Financial Education
How a Job Loss Affects Your Loans
It’s no secret unemployment can have serious consequences for your financial health. If you’re in the process of obtaining a loan or you’re already making payments on one, what should you do if you lose your job? Here are some answers to help you feel more informed in the midst of a difficult situation:
Topics: Financial Education
Ideas for Teaching Tax Basics to Your Children
Taxes are an essential part of finances. As you are teaching your children lessons on how to save, spend, and invest, it’s also important to include instruction on the least favorite, yet nonnegotiable part of money management — taxes. Here are a few ideas on how to teach your kids how the system works:
Topics: Financial Education, Family
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