Navigating the mortgage process can feel overwhelming, but having the right documents ready can make all the difference—here’s all the documents you need to get started.
- - Driver’s License(s)
- - Social Security number(s)
- - Current and previous residence history for the past two years
- - Name and address of your employment for the past two years
- - Paystubs from the last 30 days
- - W-2 and/or 1099s for the past two years
- - Tax returns for the previous two years, including all schedules, signed and dated by you
- - All bank account statements from the last two months, including all pages, even if blank
- - Gift letter (if using gift funds)
- - Complete details for any other real estate owned