Required Documents for Mortgage Loans

First Federal Bank : November 8, 2024 4:24:41 PM EST

Mortgages / Home Equity
Required Documents for Mortgage Loans

Navigating the mortgage process can feel overwhelming, but having the right documents ready can make all the difference—here’s all the documents you need to get started.


  • - Driver’s License(s)
  • - Social Security number(s)
  • - Current and previous residence history for the past two years
  • - Name and address of your employment for the past two years
  • - Paystubs from the last 30 days
  • - W-2 and/or 1099s for the past two years
  • - Tax returns for the previous two years, including all schedules, signed and dated by you
  • - All bank account statements from the last two months, including all pages, even if blank
  • - Gift letter (if using gift funds)
  • - Complete details for any other real estate owned
While these documents will be required for nearly all mortgage applications, your situation may be unique. Please contact your Watson Mortgage Loan Originator to find out your specific documentation requirements.
The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. First Federal Bank | Equal Housing Lender | NMLS # 408902
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