Recurring Vehicle Service Needs You Should Never Skip

March 11, 2024 by First Federal Bank

Your vehicle runs at its best when you take care of it. When you follow the recommended maintenance schedule outlined in your owner’s manual, you’re optimizing the quality of your vehicle’s performance and contributing to its longevity. If you want to make the most of your ride for as long as possible, incorporate the these service needs into your...

Topics: Lifestyle

How to Maximize Space Under Bathroom and Kitchen Sinks

March 08, 2024 by First Federal Bank

Do the spaces under your kitchen and bathroom sink look cluttered and unorganized? Or is it just really hard to find things you need? Check out these tips for maximizing that space!Add some shelvesMost sink space is fairly tall, but there aren’t that many bathroom items or sink appliances that reach all the way to the top of the cabinet. To...

Topics: Homeowners

What To Know About Credit Scores Before Buying a Home

March 07, 2024 by First Federal Bank

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains:

Topics: Mortgages / Home Equity

Tips for Keeping Your Tax Documents Organized

March 06, 2024 by First Federal Bank

Preparing your taxes is easier when you have everything you need at your fingertips or accessible on your computer. Searching for receipts, records, or required documents will quickly erode your resolve and temperament when you’re trying to work through your taxes. Here are a few tips to help you organize your tax documents so you can make the...

Topics: Small Business, Financial Education

First Federal Bank Partners with Marion County School Board to Teach Financial Literacy to Students with Disabilities

March 05, 2024 by First Federal Bank

First Federal Bank, in collaboration with Karen Mackey from the Marion County School Board and Advent Health Ocala, provided a unique one-day learning experience for a group of student interns with disabilities, aged between 18-22. The focus of this Advent Health Ocala supported one-year unpaid internship is to equip these students with real-world...

Topics: First Federal News

Is Expired Food Safe to Eat?

March 04, 2024 by First Federal Bank

If you’ve ever gone into the refrigerator or your pantry to find a food item and found that it’s past the expiration date on the container, you’ve played the game of deciding whether to take your chances or err on the side of caution. Best-by, use-by, or sell-by dates don’t necessarily mean a food item is dangerous once they’re passed. By...

Topics: Lifestyle

Do's and Don'ts of Managing Your Business' Social Media Accounts

March 01, 2024 by First Federal Bank

For better or for worse, your company’s social media posts can draw a lot of attention. However, a few smart practices can keep your brand looking good in the public eye. Here’s a look at what you should — and shouldn’t — do to maintain a healthy social media presence for your business:Do include a call-to-actionWhether you’re prompting readers...

Topics: Small Business

Tips for Paying Off Your Student Loan

February 28, 2024 by First Federal Bank

Student loans can be a heavy financial burden. However, there are a few simple tips to help you chip away at your debt faster. Here’s a look at a few strategies to help you set yourself on a quicker path toward financial freedom:Go above the minimum paymentMaking a bigger monthly payment may require sacrificing some of your disposable income, but...

Topics: Financial Education

Weasel Words to Avoid in Marketing Materials

February 27, 2024 by First Federal Bank

If you’re advertising your business, you need to make every word count. That’s why it’s important to understand what weasel words are, how they can dilute your messaging, and ways you can avoid them in favor of more direct and impactful language.What is a weasel word?HubSpot Sales Blog editor Leslie Ye explains weasel words are used in an effort...

Topics: Small Business

Strategic Tips for Buying Your First Home

February 27, 2024 by First Federal Bank

Buyingyour first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it's adreamyou can make come true, but there are some hurdles you'll need to overcome in today’s housing market – specifically the limited supply ofhomes for saleand ongoingaffordabilitychallenges.

Topics: Mortgages / Home Equity

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.

Leave us a comment and join the conversation.