First Federal Bank Blog

Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning tohomeownership. According to the latestHome Buyers and Sellers Generational Trends Reportfrom theNational Association of Realtors(NAR), 30% of Gen Z buyers transitioned straight from living under their parents' roofs to...

If you’re shopping for a loan, you probably know lenders look at data like your income, loan repayment and credit history, and debt owed. However, loan approval is sometimes based on more than these traditional factors. Lenders can also collect, “social data” to get a more complete picture of your creditworthiness. In the process, they may even...

Whether you’re a seasoned gym veteran or you’re just beginning your path toward a healthier lifestyle, a personal trainer can help you achieve your goals. Here’s a look at how these fitness experts can help you take your game to the next level. Accountability If you’re embarking on your fitness journey alone, it can be tempting to slack off or...

Like all managerial decisions, allowing your employees to go remote comes with its unique set of benefits and drawbacks. If you’re considering offering your crew the chance to work from home, here are a few factors to consider: Access to a broader pool of talent When your company offers remote work, the policy does more than just benefit your...

Whether you are close to retirement or just starting to think about the day when you no longer have to work, planning for your golden years requires a lot of thought. One major decision you have to make is where you want to set down roots. Is it best to stay where you are or is a new address the way to go? The following guide may help you decide...

The weather is warming up and the days are longer, and that means it’s time to get together with some of your closest friends and family for a good old-fashioned barbecue. If you’re planning to host a cookout, there are some things you can do to make sure that it’s a smashing success filled with fun, laughter, and of course, delicious food. Set...

When you need to quickly acquire cash to fund a major purchase, you have an array of means available to you. And if you have a house, one of those options is a home equity loan. What is a home equity loan? A home equity loan is also called an equity loan, home equity installment loan, or second mortgage. This type of loan lets you use the share of...

If you’re in the market for a new car, you may be wondering whether it’s better to get an auto loan through a financial institution or the dealership. While getting financing at the dealership may seem like the easiest option, there are several reasons you may want to consider going through a financial institution instead:

Prepping for three meals a day and meals on the go are easier when your pantry is organized. You can grab exactly what you need, quickly create a shopping list, and prevent re-buying items you already have when everything is clearly displayed. If your pantry is out of sorts, these tips will help you get things in order so you can better manage all...

The concept of business succession is having a unique moment of public interest thanks to the popular television series. But if you run a business, the need for a succession plan is very real and important. Taking steps today to put a succession plan into place won’t just prevent drama — it’ll ensure your business is continually run by people who...