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October is National Cybersecurity Awareness Month, a time to spotlight the importance of taking daily action to reduce your risk when online and using connected devices. Do you know how to spot scams, and what actions you can take to keep yourself safe?
Most common types of scams:
Phishing and Smishing: Emails or texts disguised as legitimate but prompt you to click a link that steals your information.
The grandparent scam: Scammers impersonate loved ones requesting money in an urgent situation, sometimes saying, “Don’t tell anyone else.”
Tech support scam: Pop-ups claiming your device has a virus and requesting access to cure your device.
Romance scam: A fake relationship using emotional manipulation to gain trust and money.
Spear fishing: This is a highly targeted use of personal information to seem more credible.
Prize or lottery scam: Claims of “You won!” that require money or gift cards must be given up front before claiming your prize.
Investment and cryptocurrency scam: Promises high returns; crypto scams are being targeted at younger adults who see crypto as a way to get rich quickly.
How to keep yourself safe:
Pause: Do not click on any links or downloads from unknown senders.
Research: Look up phone numbers and websites yourself to verify the person is who they claim to be.
Use strong passwords: Avoid reusing the same password on multiple accounts.
Update passwords and software regularly: Not updating software can impact your technology’s ability to protect against viruses.
Enable two-factor authentication: Many accounts give you the option to verify using another device, which can help keep your passwords and accounts safe.
Never pay using cryptocurrency or gift cards: Legitimate websites and services will not request these kinds of payment methods.
Talk to your loved ones: Family members and caregivers should check in regularly with their loved ones to talk about internet usage and red flags to look out for.
Read the full article here.
There are so many forms of fraud today, it can be difficult to stay on top of it all. And no matter how vigilant you are, you could still fall prey. So it is important to also know what to do if you become a victim, or suspect you might have been scammed. If it happens, you want to be able to rectify the situation as quickly as possible.
The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. First Federal Bank | Equal Housing Lender | NMLS # 408902
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