Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.
Are You Ready to Own a Home?
Topics: Mortgage Lending, First Home, Home Owners, Family
Save Time And Money With a Construction-to-Permanent Loan
Looking to build a new home? Want to save time and money by only paying one set of closing costs? Consider a construction-to-permanent loan by combining the financing associated with your construction, renovation, or permanent mortgage – one loan, one closing, and one set of fees.
Topics: Mortgage Lending, First Home, Home Owners
Loan Options to Fit Your Project and Budget
First Federal Bank provides you with online and mobile banking services, credit and debit cards, plus checking and savings accounts. But did you know that we can also help you borrow money for your home?
Topics: Mortgage Lending, First Home
Planning for a Home Down Payment
Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining how big of a down payment you need and saving money for that down payment. Here are some pointers to get you started:
Topics: Mortgage Lending, First Home, Home Owners, Home Improvements
How to Budget for Your First Home
Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact future home-buying opportunities, while rushing into a situation you’re unprepared for can limit your options down the road....
Topics: Budgeting, First Home