First Federal Bank is proud to announce an increased lending commitment to Ellianos Coffee, a premier drive‑thru coffee franchise. First Federal has supported Ellianos franchisees since the brand’s inception, and this expanded partnership will further streamline the lending process, helping franchise owners secure financing quickly and bring new stores online with confidence.
Based in Lake City, Florida, First Federal Bank shares its hometown roots with Ellianos Coffee. Since its founding in 1962 with just four employees, the bank has grown to more than 600 employees in 2026 and now offers a full suite of business financial solutions, services, and loans. With lending offices throughout Florida and beyond, First Federal Bank is uniquely positioned to support both new and existing Ellianos franchisees.
In a recent interview, Rob Hughes, CGGL Division President at First Federal Bank, highlighted the strength of the partnership: “Ellianos continues to be an excellent brand, and we will continue offering flexible programs ensuring we can meet the needs of all Ellianos franchisees, whether they are in startup mode or expanding their existing locations.”
“First Federal Bank has been a valued partner to Ellianos and our franchisees since the beginning,” said Scott Stewart, President of Ellianos Coffee. “Their knowledge of our brand and dedication to supporting small business owners have been instrumental in our growth. This expanded lending commitment will enable our franchisees to move forward with confidence and extend the Ellianos experience to additional communities.”
Both organizations are pleased to see the partnership grow because it empowers small business owners and helps bring exceptional coffee to communities across the region.